The initiation of a new loan or credit request, or the renewal or expansion of an existing facility, generates need for quantitative and qualitative information about the customer. CRM can perform a Comprehensive Business Survey to analyze issues of overall viability, status of creditors, collateral sufficiency and to make recommendations regarding safe structure and monitoring options. When red flags appear with an existing customer, the need for quick and reliable information becomes acute. The Survey can measure the extent of financial erosion including alternatives for restructuring or workout. We can also provide a less-concentrated Collateral Survey focusing on issues that relate to the monitoring or control of accounts receivable and/or inventory. Our examination services help you get the necessary information at the desired time intervals. Whether in factoring or in asset-based lending, timely and accurate information is the key to safe lending. We can perform one time or periodic examinations on your customers' assets and liabilities. The examinations may cover such items as cash, accounts receivable, taxes, inventory, accounts payable, equipment or chattel documents. Scope and cost are subject to your control to maximize field exam efforts. They can be performed using the lender/factor's form of report or CRM's audit templates. When information needs reach a level that is continuous, our Reporting Services will help your customers comply. We will design and install the system, monitor it and perform periodic examinations to assure accuracy. A reporting system, coupled with periodic exams, provides accurate information at any interval you desire. At the point when continuous reporting of information is not sufficient and real or contingent control over inventory, accounts receivable or documents is required, the customized Certification Services may be appropriate. Whether the need is for certification of accounts receivable and/or inventory; control of proceeds or collateral movements; or a need to provide assurances in complex syndicated financing facilities, we can structure a program. Alternatively, these services can preserve and protect collateral positions to highly transitional or troubled companies, including those in Reorganization. Includes support through CRM's Fraud Mitigation Program, which features review and development of key standards for both portfolio composition and on-going operations, supported through periodic on-site reviews to measure performance and compliance with the fraud mitigation procedures. Field Investigations respond to red flags for possible client wrongdoing, providing answers and solutions. Phone: 972-231-6525 Fax: 972-231-7166 Website: www.collateralrisk.com