GAIL SCHULTE is President of Abingdon Business Capital and has been involved in factoring for over 20 years. In addition to managing and marketing her current factoring company, Gail also provides operations training to the management and staff of factoring companies and banks.

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SALLY J STARK is President of Sierra Capital Inc., which was founded in January of 2001. With 20 years experience in credit and finance, Ms. Stark has spent the last twelve years in factoring and asset based lending operations. Ms. Stark has served as Chairperson for the Houston Area Factors Association (1996-2001), served on the Board of Directors for the International Factoring Association (1999), and is currently a respected member of the New York based Poughkeepsie III BNI chapter, the Poughkeepsie Chamber of Commerce, and the Rhinebeck Chamber of Commerce.

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